Terms of Use
Everything on Benguet Gold is educational material about gold (XAU/USD), not advice and not an offer, and this page sets out the terms you read it under.
Educational material, not advice
Everything on this site is educational material about gold (XAU/USD) and the brokers that offer it, and nothing here is advice, a recommendation or an offer to trade. We are not a broker, bank or licensed adviser, and we do not know your circumstances.
Decisions about leverage, position size and whether to trade at all are yours. A worked figure such as the roughly $85.50 margin on a 0.10-lot gold position at the applicable cap is an illustration of arithmetic, not a suggestion that the position suits you.
Affiliate links and who you deal with
Some links on this site are affiliate links, which means the broker may pay us a referral fee if you open an account through them. That fee does not change what you are quoted and does not buy a rating, but you should assume it exists wherever a link to a broker appears.
When you follow one of those links, your relationship is with the broker, not with us. The account, the funds, the platform and the complaints process all sit with the broker, and the regulator caveat that applies is that FxPro is licensed by the FCA (UK) and CySEC - not by the SEC of the Philippines.
Risk of loss and dated figures
CFDs on gold carry a high risk of loss and most retail accounts lose money. Leverage is a cap that applies to the entity serving the Philippines, not a setting to aim at, and using more of it increases how quickly a move against you can cost you your balance.
Figures on this site are dated and must be verified with the broker before you rely on them. Contract specifications, leverage terms and funding routes can change, and the broker's own documents at the time you sign up are the version that binds you.
The Law That Applies to These Terms
These terms are governed by the laws of the Republic of the Philippines. If you access Benguet Gold from the Philippines, Philippine law applies to any dispute about the site's content or these terms. The site does not claim that its content is appropriate or legal in other jurisdictions. If you access the site from outside the Philippines, you are responsible for complying with your local laws. The site does not submit to the jurisdiction of any court outside the Philippines for matters relating to these terms. This choice of law does not affect any mandatory consumer protections you may have under Philippine law.
The site is not regulated by the SEC of the Philippines. FxPro is licensed by the FCA (UK) and CySEC, not by the SEC of the Philippines. The site does not provide any financial service that requires a Philippine license. Any trading you do with FxPro is governed by FxPro's client agreement and the rules of its licensing regulators, not by these terms. The site's content is not approved by the SEC or any other Philippine regulator. You should not assume that the site's information carries any regulatory endorsement in the Philippines or elsewhere.
Any dispute about these terms should first be raised with Benguet Gold directly. If a dispute cannot be resolved informally, it will be subject to the exclusive jurisdiction of the courts of the Philippines. The site does not agree to arbitration outside the Philippines unless required by mandatory law. These terms do not create any rights for third parties. If any provision is found unenforceable, the remaining provisions stay in effect. The site's failure to enforce a provision is not a waiver of its right to enforce it later. These terms are the entire agreement between you and the site regarding its use.
What Benguet Gold Provides and What It Does Not
Benguet Gold is an information site about trading gold (XAU/USD) for readers in the Philippines. It publishes educational material on contract specifications, margin mechanics, platform features, and risk concepts. It does not provide investment advice, portfolio management, or trade recommendations. It is not a broker, dealer, or fund manager. It does not execute orders, hold client funds, or offer custody services. All trading decisions and their consequences remain with the reader. The site does not tell you what to buy or sell, when to enter or exit, or how much to risk on any position.
The site does not accept deposits, process withdrawals, or handle client money in any form. Funding a trading account happens directly with the broker you choose, through methods such as GCash or bank transfer. Benguet Gold has no access to your account credentials, balances, or transaction history. Any peso amounts shown in examples are illustrative and based on the reference price of 4275.0 for XAU/USD, not on live market data. The site does not guarantee that any figure will match the price you see on your platform at execution time. You are responsible for verifying all values with your broker.
The site does not provide tax, legal, or accounting advice. It does not interpret Philippine regulations for your personal situation. It does not promise that any strategy, tool, or calculation will be profitable or suitable for you. Trading gold involves the risk of loss, and the site does not shield you from that risk. You should treat every article as general information that requires your own verification against the broker's official terms, the platform's contract specifications, and the rules of the regulator that licenses your broker. Benguet Gold is not a substitute for professional advice tailored to your circumstances.
The Affiliate Relationship in Full
Benguet Gold earns money through affiliate links to FxPro. When you click a link on this site and open an account with FxPro, the site may receive a commission from FxPro. This commission comes from FxPro, not from you, and it does not increase the costs you pay on your trading account. The commission may be a one-time payment or an ongoing share of revenue, depending on the affiliate agreement. The site does not control the amount, timing, or conditions of these payments. The affiliate relationship does not change the information published here.
The affiliate relationship does not give FxPro any editorial control over Benguet Gold. FxPro does not approve, review, or dictate the content of this site. The site does not rank brokers, platforms, or funding methods based on commission rates. Any mention of FxPro, MT4, MT5, cTrader, or the FxPro app reflects the tools available to traders in the Philippines, not a paid endorsement of their performance. The site does not claim that FxPro is better or worse than any other broker. You should compare brokers independently before opening an account.
You are not required to use any affiliate link on this site. You can open an account with FxPro or any other broker directly, without clicking through Benguet Gold. If you do use a link, you pay the same spreads, commissions, and fees that FxPro charges to any client in the Philippines. The site does not receive preferential pricing for you. The affiliate relationship is disclosed so you can weigh the information accordingly. If you prefer to avoid affiliate links entirely, you can navigate to FxPro's website yourself and the site will not earn a commission from your account.
How Changes to These Terms Are Published
Changes to these terms are published on this page. The site updates the terms page directly, and the revised version takes effect when it is posted. The site does not send individual notices for every change. You should check this page periodically if you want to stay informed. The site may also highlight significant changes in a notice on the homepage or in a site-wide banner, but it is not obligated to do so. The date of the last update is shown on this page. Continued use of the site after a change means you accept the revised terms.
The site may change these terms to reflect new features, new affiliate arrangements, or new legal requirements. It may also change them to correct errors or clarify wording. The site does not promise advance notice of every change. If a change affects how the site handles affiliate disclosures or liability, the site will publish the revised wording on this page. The site does not guarantee that older versions of the terms will remain available. You are responsible for reviewing the current terms before relying on any information on the site.
The site does not accept requests to negotiate individual terms. The terms apply uniformly to all readers in the Philippines. If you do not agree with a change, your only remedy is to stop using the site. The site does not offer refunds or compensation for changes to these terms. The site may also discontinue the site or any part of it at any time without notice. These terms do not create any obligation for the site to continue publishing content or maintaining affiliate links. The site's decision to change or discontinue the terms is final.
Your Responsibilities When Using This Site
You are responsible for verifying every fact before you trade. The site provides reference figures, such as the 4275.0 price for XAU/USD and the margin example for a 0.10-lot position, but these are illustrative. You must confirm contract specifications, margin requirements, and leverage caps with FxPro directly. The maximum leverage available in the Philippines is a cap that applies to the entity serving this country, not a setting to aim for. You should not assume that any example reflects your actual account terms. The site does not guarantee that its figures match live market conditions or your broker's current requirements.
You are responsible for complying with the law in your jurisdiction. The site does not provide legal or tax advice for the Philippines or any other country. You must ensure that trading gold (XAU/USD) is permitted for you and that you understand the tax treatment of your gains and losses. The site does not report your trading activity to any authority. You are also responsible for keeping your account credentials secure and for monitoring your own positions. The site does not have access to your account and cannot place, modify, or close trades on your behalf.
You are responsible for choosing your funding method and bearing its risks. If you use GCash or bank transfer to fund your account, you must follow the provider's rules and timelines. The site does not process payments and cannot reverse or trace a transfer. You are also responsible for reading FxPro's client agreement and understanding the risks of leveraged gold trading. The site does not guarantee that any strategy or tool will be profitable. You should only trade with money you can afford to lose, and you should seek independent advice if you are unsure about any aspect of trading.
Limits of Liability in Plain Words
Benguet Gold is not liable for any trading losses you incur. The site provides information, not guarantees, and it does not manage your money or execute your trades. If you lose money on a gold position, the loss is yours alone. The site does not reimburse losses, cover margin calls, or compensate for missed opportunities. This applies whether you used the site's examples, calculators, or platform guides. The site does not promise that any information is complete, current, or error-free. You use the site at your own risk and remain responsible for every order you place.
The site is not responsible for errors in third-party platforms, broker systems, or payment rails. If GCash or a bank transfer is delayed, reversed, or rejected, that is between you and the provider. If MT4, MT5, cTrader, or the FxPro app experiences downtime, slippage, or pricing errors, the site does not control those systems and cannot fix them. The site does not guarantee that the reference price of 4275.0 or any worked figure, such as the margin example for a 0.10-lot position, will match live market conditions. You should confirm all values directly with your broker.
The site is not liable for indirect or consequential losses arising from its use. This includes lost profits, lost data, or business interruption. The site does not warrant that its content is suitable for your specific financial situation or that it complies with the rules of any regulator other than the one that licenses your broker. FxPro is licensed by the FCA (UK) and CySEC, not by the SEC of the Philippines. The site does not provide any protection or recourse through those regulators. Your relationship with FxPro is governed by FxPro's own terms and the applicable regulator's rules.